Minerva Intelligence, a startup for AI-based accounting, has been launched by founders Om Agarwal and Peter Zhu. Agarwal and Zhu met at a national science fair seven years ago and have been building together ever since, according to their LinkedIn.
According to Minerva, accountants wouldn’t exist in 10 years or so, since their function would be replaced by AI. “AI has just now made it possible to automate almost every single task they do, and we are here to capitalize on that. We aim to replace all bookkeeping, accounting and tax filing jobs within small businesses globally,” the company says.
Part of Y Combinator’s 2025 cohort, Minerva claims it delivers CFO-level intelligence through AI — ready to ingest every bank feed, invoice, chat, and doc, and that it is the most agentic account one can ever have.
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“They say AI is like the Industrial Revolution. We believe it’s more like the discovery of fire. Agents will run finances, provide operational intelligence, and power decisions for business owners,” Zhu wrote in a social media post on launching Minerva.
Minerva claims that automation will reduce manual effort, minimize errors, and free up valuable time for more strategic work. It provides the ability to chat instantly with the AI about financials and transactions anytime the user needs. All data processed by AI is also overseen by Minerva’s dedicated expert accounting team.
Minerva claims it offers automated, end-to-end business accounting — at a fraction of the cost, with seamless data capture. Minerva instantly syncs with Email, WhatsApp, Stripe, Shopify, Drive and any platform where money moves. Use of Minerva requires zero manual work, from transaction categorization through bookkeeping and reconciliation to tax-ready reports and filings. Minerva offers smart tax guidance with real time insights and personalized strategies to minimize liabilities and boost cash flow.
Minerva ingests everything — bank feeds, invoices, chats, docs writes follow ups, and answers queries instantly. It can turn regulations into refunds, optimize cash like a treasury desk, and stay audit ready, and it also has the capability to learn on its own.
Agarwal and Zhu are from Canada, and have two decades of combined experience building software. Zhu has also been a venture partner at Contrary, and software engineer at Recurrency.

