The HSBC’s Global Entrepreneurial Wealth Report 2025 indicates that the wealthiest Indians are outspending their global peers on luxury lifestyles, and embracing global mobility at a faster pace.
According to the report, 64% of entrepreneurs in India allocate personal wealth towards real estate for personal use, compared with a global average of 53%. Similarly, 61% spend on health and wellness or longevity initiatives, against the global benchmark of 50%.
Nearly six in ten Indian entrepreneurs (59%) channel money into luxury experiences, a higher share than the global average of 50%.
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Indian entrepreneurs seem generally optimistic about the growth of their wealth, with 95% of Indian entrepreneurs expecting growth in personal wealth over the next few years. Of these, 56% anticipate significant expansion while 39% foresee moderate growth. This confidence and optimism also extends to business prospects.
The report also mentions that wealthy Indians have an increasingly global outlook. As many as 73% of Indian entrepreneurs hold multi-residency status, well above the global average of 56%. Many are willing to relocate abroad, with the UK and U.S. topping the list of preferred destinations, followed by Switzerland, the UAE, and Singapore. Quality of life, access to new investment opportunities, and expansion into new markets are the main motivators for those considering relocation.
The report also showed that wealthy Indian entrepreneurs maintained diversified portfolios, with top choices including life insurance (73%), property investments including commercial real estate (58%), publicly traded stocks (53%), and private assets (51%).
Despite their ambition and optimistic outlook, Indian entrepreneurs face challenges while managing cross-border wealth and operations. Half of them (50%) flagged the complexities of running existing businesses abroad, while 49% pointed to visa and residency requirements as major obstacles. Nearly 48% cited difficulties in purchasing property overseas.
Succession planning remains another critical concern, with 64% of respondents highlighting the challenge of structuring business transfers effectively. The report indicated that multi-generational family businesses are the backbone of the business ecosystem in India, with around 72% business owners coming from such a background. Around half of the respondents globally are concerned about succession planning and continuity of the business if they are not around.
“Indian entrepreneurs are redefining the global playbook with their optimism, ambition, and growth mindset. Their investments in luxury lifestyles, global mobility, and diversified portfolios signal not just confidence in their wealth trajectory but also their readiness to capitalize on the next wave of global opportunities,” said Sandeep Batra, Head of International Wealth and Premier Banking, HSBC India.